Everything your money needs. In one app.
Dinars, dollars and digital dollars in one account. Pay by @handle, send home, trade with escrow and save toward goals β every capability is below, each marked with where it stands today.
Coming to iPhone and Android. Pre-launch: services depend on regulatory approval and partner availability.
Screens from the current app build. Names and amounts are illustrative.
Dinars in one bank, dollars kept at home, crypto in an app you donβt quite trust.
Every currency. One place.
Hold Libyan dinars, US dollars, euros and more beside USDT and other digital assets β each in its own wallet, each valued at the live rate, with every movement on record.
Your name, email, phone number, a strong password and your own @handle. You must be 18 or over.
A 6-digit code confirms your email, and the same kind of code resets a forgotten password.
A code by SMS or WhatsApp. It switches on once the messaging provider is connected.
Shown in the app as coming soon. Email and password work today.
LYD, USD, EUR, GBP, AED, SAR and EGP, each in its own wallet.
USDT β digital dollars β plus BTC, ETH, SOL and other supported assets, held next to your cash.
Your total first, then each currency in its own money with its live rate, then your crypto on one page.
Choose the currency your totals are shown in.
Price, change and a chart from the last hour to all time, for every asset you can hold.
See your cash allocation and your crypto holdings, each on its own page.
Filter by fiat, crypto or cards. Empty wallets fold away, so the list stays about the money you hold.
Delete your account in the app. It shows exactly what needs settling first, such as a balance or an open trade.
To get paid, you hand a stranger your IBAN and phone number β then wait for the bank.
Pay anyone by @handle.
Money between tazdan users moves instantly, by @handle or from your contacts. Nobody needs your bank details β and someone who isnβt on tazdan yet can still receive with a claim link.
Find anyone on tazdan and pay them. Transfers between tazdan users are instant.
See the recipient, the amount and any fee before anything moves. A slide confirms it.
Show your QR code, copy your profile link or share your @handle β whoever has it can pay you.
Scan a tazdan QR code to pay someone or open a claim link.
Send by link, email or phone. The money is reserved for them, an optional PIN protects it, and they claim it β signing up first if they need to.
Cancel an unclaimed link at any time and the money comes straight back. A link that expires returns the money to you.
Transfer to a tazdan bank account with your reference. Our team confirms the payment, then your wallet is credited.
Each supported asset has a deposit address and network, with a clear warning to send only the matching asset.
Card and payment-gateway top-ups wait on a payment partner.
Pay cash to an agent and get dinars credited. Built into the app, waiting for an agent network.
Save your bank accounts and request a payout. Every bank payout is approved by our team.
Send BTC, ETH, SOL or USDT to an external address, after sanctions screening and with your two-factor code.
Sending to family abroad means a middleman, a week of waiting and a rate you only learn afterwards.
Send home what theyβre actually owed.
Twelve routes between Libya and the places Libyans live, study and trade. You see the fee, the exchange rate and exactly what arrives before you confirm.
Pilot: every route runs on test rails until a licensed payout partner is live for it. In test mode no real money leaves tazdan.
Libya to and from the United Kingdom, the euro area, Egypt, Turkey, the UAE and Tunisia.
Payout options depend on the route β for example mobile wallets in Egypt, or cash pickup on a route into Libya.
Add someone once, with their relationship to you, and choose them next time.
The rate is held for a few minutes. If it runs out, you see the new price before anything is sent.
Every transfer states its purpose. Larger amounts also ask where the money comes from, as the rules require.
High-value or new-device transfers are confirmed with biometrics and, if asked, a 6-digit code.
Created, paid from your wallet, sent to the payout partner, delivered β each step with its time.
If the money hasnβt been paid out yet, cancelling returns it to your wallet in full.
Two dollar rates β and you always seem to get the worse one.
Change money at the real rate.
Convert between your own wallets, or buy and sell USDT and other digital assets. Your quote is held while you review it, so the amount you confirm is the amount you get.
Move value between dinars, dollars and your other currencies at live rates. A conversion never fills below the amount you were shown.
Pay from a fiat wallet or your crypto balance, see every fee, then slide to buy.
Sell what you hold and choose the wallet that receives the money.
If a quote expires before you confirm, you get a fresh price instead of a surprise.
Buy automatically β daily, weekly, every two weeks or monthly β from a fiat wallet. Pause or cancel at any time.
Funding a schedule from a card waits on the card partner.
Meeting a stranger with a bag of cash β and hoping the dollars arrive afterwards.
Trade person to person, with escrow.
Buy or sell USDT and other assets with people near you or anywhere in the country. The crypto waits in escrow until the seller confirms they were paid β and if something goes wrong, a tazdan agent steps in.
The Buy tab shows people selling; the Sell tab shows people buying. Filter by asset and currency.
The sellerβs crypto is locked when the trade starts and released only when they confirm your payment.
Bank transfer, cash in person or your tazdan wallet β each offer lists what it accepts.
Set your price, limits, payment methods and terms for USDT, BTC, ETH or SOL, against LYD, USD, EUR, GBP, AED, SAR or EGP.
Opt in to see traders close by. Your area is rounded to about a kilometre and never shown β others see only a rough distance.
Traders appear by first name and last initial, with their completed trades, completion rate and a verified badge.
Talk to the other side inside the trade and attach a photo of your transfer receipt.
Every trade shows a countdown, so both sides know how long payment can take.
Open a dispute from the trade and a tazdan agent joins to review it.
For cash trades, the app reminds you to meet somewhere busy and to confirm only after youβve counted.
Active, completed and everything else β with whatβs in escrow right now.
Money set aside for something important has a way of disappearing β and thereβs no simple tool to keep it put.
Goals that fill themselves.
Name a goal, choose a currency and a target date, and let tazdan set money aside on a schedule. Lock it if you want it to stay where it is.
Each goal has a name, an emoji, a currency, an optional target and a progress ring.
Add a set amount daily, weekly, every two weeks or monthly.
Give it a target and a date and it suggests how much to save each time β or shows when youβll get there.
A locked goal canβt be emptied on impulse: withdrawals wait for the unlock date, a confirmation code, or both.
Add to a goal at any time and take money out whenever the lock allows.
Loading a goal onto a card arrives with tazdan cards.
βSend me your account numberβ β then screenshots of receipts across three different apps.
Money, in the conversation.
Chat with the people you know, settle up inside the thread, and keep every payment between you in one place.
Search your conversations and filter by unread, payments or support.
Send money from the thread. It appears as a payment bubble with its receipt.
Ask for an amount with a reason, and they can pay it from the same chat.
Everyone youβve paid or been paid by, with the totals between you and every payment.
Both are mutual: switch one off and neither of you sees it.
Edit or delete your messages, pin the chats that matter and reply with a sticker.
Block someone, report a message, or bring support into a conversation.
Message the tazdan team from your chats whenever you need help.
Foreign cards that get declined, and online payments that never go through.
A card for everyday spending.
Virtual and physical cards are designed and built into the app. They switch on with a card-issuing partner β until then, cards are not available.
Planned: cards need a licensed card-issuing partner. We will say so here the day they go live.
Issue a card in the app for online spending.
Order a card to your address and follow it from printing to delivery.
Freeze or unfreeze a card in a tap, and view your PIN securely.
Load money onto a card and see your recent spending.
Pay with your phone where itβs supported.
Your phone number, your name and your bank details β handed to everyone you pay.
Your details stay yours.
We verify who you are once, so nobody else needs to know. Pay by handle, hide your balances, and confirm the moves that matter with a second step.
Level 1: an ID and a selfie. Level 2: proof of address. Level 3: source of funds. Documents are encrypted and used only to verify you.
See whatβs left to buy, sell, send or withdraw, when it resets and what the next level unlocks β the app tells you before you reach a limit, not after.
High-value payments or a new device ask for a 6-digit code by email or authenticator app, or biometrics on a trusted device.
Use an authenticator app. Turning it off needs both a code and your password, and a lost authenticator can be recovered with an emailed code.
Sign back in with biometrics on a device youβve already verified.
See every device and session, forget a device or sign out the others β it takes effect straight away.
Hide balances everywhere with one tap, and hold a figure to peek. Market prices stay visible.
People pay your @handle or a claim link β they never need your IBAN or phone number.
Make your profile public so people can find your @handle, or keep it private.
Traders see your first name and last initial. Near me shares only a rough distance β never your location.
Withdrawals and transfers pass sanctions screening and a risk check before they go.
A bank statement means a trip to the branch β if they have paper that day.
The details, done properly.
Statements you can download, a history that explains itself, notifications you control β and an app that speaks your language.
Every transaction with its time, reference or hash, and status β plus your pending claim links.
PDF statements for a month, a year or all time, for one currency or all of them β balances, fees and the full ledger.
Activity on your account and announcements, grouped by day.
Choose email or push for trades, transfers, deposits, withdrawals, P2P and offers. Security messages always reach you.
Keep your bank accounts saved for withdrawals and choose a default.
tazdan.com/u/yourhandle opens your profile in the app β photo, bio, P2P record and a Send button.
Share your personal referral code or link.
Three themes, including a calm monochrome mode.
The app opens in Arabic and switches to English or another language in a tap.
Replay the in-app tour from your profile whenever you like.
Gentle feedback when money moves, so you know it landed.
Paying staff and suppliers one bank transfer at a time β or in cash envelopes.
Running a business? Thereβs tazdan Business.
The same app, with a business profile, a team, bulk payouts with a second approver, and an API for your own systems.
Submit your business for verification and follow the review.
Invite people as owner, admin, analyst or developer, and change roles at any time.
Pay many tazdan customers in one batch: preview it, reserve the funds, and have a second owner or admin approve above a threshold.
Filter payouts by status, open the detail, cancel a pending one, and approve or reject batches.
Scoped, expiring keys, shown once and stored only as hashes. A key can never do more than the person who made it.
Balances, rates, payouts and webhooks, with idempotency keys so a retry never pays twice.
Every event is signed, retried on failure and delivered only over HTTPS.
Every capability, in one list.
This is the whole app as it stands in the current build. Each line says plainly where it is: in the app, in pilot, or planned.
- In the app
- Built and working in the current app build.
- Pilot
- Complete, running on test rails until a licensed partner is live.
- Planned
- Designed, and waiting on a partner before it switches on.
Accounts & wallets12
- Open an account in minutesIn the app
- Email verification and password resetIn the app
- Phone number verificationPlanned
- Sign in with ApplePlanned
- Wallets for every currency you useIn the app
- USDT and other digital assetsIn the app
- Swipeable balance pagesIn the app
- Your display currencyIn the app
- Asset detail with a live chartIn the app
- Portfolio viewsIn the app
- A calm wallet viewIn the app
- Close your account yourselfIn the app
Move money12
- Send by @handle, email or phoneIn the app
- Review, then slide to confirmIn the app
- Receive with a QR code or your handleIn the app
- Built-in QR scannerIn the app
- Claim links for people not on tazdanIn the app
- Links that canβt be claimed twiceIn the app
- Top up by bank transferIn the app
- Receive crypto at your own addressIn the app
- Top up by cardPlanned
- Cash top-up through local agentsPlanned
- Withdraw to your bankIn the app
- Withdraw on-chainIn the app
Send abroad8
- 12 routes, in both directionsPilot
- Bank, mobile wallet, cash pickup or tazdanPilot
- Saved recipientsPilot
- A locked quotePilot
- Purpose and source of fundsPilot
- Confirm with Face IDPilot
- A tracking timelinePilot
- Cancel and get a full refundPilot
Exchange6
- Convert between your walletsIn the app
- Buy USDT and digital assetsIn the app
- Sell back to cashIn the app
- Quotes held while you reviewIn the app
- Recurring buyIn the app
- Recurring buy by cardPlanned
P2P11
- A marketplace of offersIn the app
- Escrow on every tradeIn the app
- Pay the way you agreeIn the app
- Post your own offerIn the app
- Near meIn the app
- A real track recordIn the app
- Trade chat with payment proofIn the app
- A clear payment windowIn the app
- Disputes reviewed by a personIn the app
- Safety prompts for cash meetingsIn the app
- All your trades in one listIn the app
Save6
- Savings goals with progressIn the app
- Automatic contributionsIn the app
- A plan that does the mathsIn the app
- Lock until a date, a code, or bothIn the app
- Add, withdraw or closeIn the app
- Spend a goal on your cardPlanned
Messages8
- Chats with anyone on tazdanIn the app
- Payments inside the chatIn the app
- Request moneyIn the app
- Contacts with your shared historyIn the app
- Read receipts and last seen, on your termsIn the app
- Edit, delete, pin and stickersIn the app
- Block and reportIn the app
- Support in the same inboxIn the app
Cards5
- Virtual cardPlanned
- Physical cardPlanned
- Freeze and PINPlanned
- Top up and track spendingPlanned
- Add to your phoneβs walletPlanned
Security & privacy11
- Identity verification in levelsIn the app
- Live limits, shown before you confirmIn the app
- A second step for big or unusual movesIn the app
- Two-factor sign-inIn the app
- Face ID on trusted devicesIn the app
- Trusted devices and sessionsIn the app
- Privacy modeIn the app
- No bank details to hand outIn the app
- Choose who can find youIn the app
- Private in P2PIn the app
- Checks on money leavingIn the app
Extras11
- Full activity historyIn the app
- Downloadable statementsIn the app
- Notifications inboxIn the app
- Notification settingsIn the app
- Linked accountsIn the app
- Your profile linkIn the app
- Invite friendsIn the app
- Dark, light or monoIn the app
- Arabic firstIn the app
- A guided tourIn the app
- Haptics and soundsIn the app
Business7
- Business profile and KYBIn the app
- Team and rolesIn the app
- Bulk payIn the app
- Payout historyIn the app
- API keysIn the app
- Public APIIn the app
- Signed webhooksIn the app
Availability depends on your country and verification level. Pilot and planned capabilities are not live services. Screens from the current app build. Names and amounts are illustrative.
The real rate. Finally.
Join the waitlist and be among the first in when tazdan opens in Libya.
Pre-launch. Services depend on regulatory approval and partner availability.